Using a Payment Gateway from a Payment Service Provider (PSP)

An Internet Merchant Account (IMA) allows you to accept debit/credit card payments directly to your business bank account, online. Due to the stringent criteria required for an IMA, many smaller businesses opt for a payment processing company instead.

Using a Payment Gateway, provided by a Payment Service Provider (PSP) offers an alternative for businesses whose card-based-turnover is too low or who fail to meet the criteria for an IMA.

• You needn't worry about the hassle or expense of an IMA.
• They provide a secure payment system, reducing development costs.
• The approval process is much less stringent than for an IMA.
• It's much faster to get up and running when compared to an IMA.

• Customers have to temporarily leave your website to make the transaction.
• You may have to wait for 30-60 days before receiving payments to your account.
• On-going per-transaction fees are typically higher than with an IMA.
• You often need to take-out insurance against fraud/chargebacks, or wear the cost.

We support all the top payment gateways provided by payment processing companies. If you intend to use one of the following payment gateways, we can support you:

• PayPoint.net (SecPay) payment gateway
• SagePay payment gateway
• PayPal Merchant Services
• Google Checkout

For more information on payment service providers, contact us, or click here for information on applying for an internet merchant account.